Information on Pearls and Pearl Jewelry

Pearls that were once the area of rich, famous and affluent have now become available to all. Pearl has always been the most sought after gems because of its natural beauty and brilliant shiny appeal.

Pearls were also treasured as a unique symbol of showing great opulence. British Royalties had excellent amount of collections of rare beautiful pearls all the time. They were limited to be worn by worriers and rulers. Many European countries passed laws odious the wearing of pearls by others outside of the nobility. In Roman Empire pearls were considered ultimate symbol of assets and prosperity.

It was only the wealthy people who enjoyed the privilege of possessing and wearing the precious pearl jewelry. During olden times, pearls were considered signs of love, health and prosperity. Many believed that they are tears from the Heaven or Goddess that nurtures in oyster’s womb.

Wonder hunting was done by few sea-divers extracting them by opening the oysters from sea floor or riverbeds but that was dangerous and risky. Because of unpredictable constitution of oyster growth, the pearls found were varying in quality and limited supply. Kokichi Mikimoto of Japan who perfected and patented his bead nucleating answer in early 20th Century which revolutionized the entire pearl cultivation. Now millions of these cultured pearls are produced in Japan, China, Australia and other Far Eastern Asian regions of the universe. You will find pearl farming in Central America seawater as well as in Mississippi River area.

The most commonly utilized and internationally recognized grading system by the pearl jewelry industry in general is A to AAA to determine the true pearl value. Precise adherence is often difficult when matching in a pearl strand. But this alphanumeric ranking alone does not have much of significance to a customer and often Q.

Lustrous quality, color, size and pearl type are the key factors when it comes to pricing.

Pearl jewelry is designed with many cultural pearls type such as freshwater pearls, akoya seawater pearls, Tahitian Pearls and South sea pearls. More than 80 percent of jewelry sold around the society is made with freshwater and akoya pearls, as they are more affordable than Tahitian and south sea which are typically on the higher side. Buy the one you like and admire most.

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The Biggest Secret of Successful Weight Loss

When it comes to weight loss, the biggest hurdle that people face is that of getting started. They just don’t have any idea of where to start from! If you are one of these people then this article is for you! It doesn’t really matter whether you want to lose ten or hundred pounds, the tips I am going to share with you in this article are going to help you anyway!

The first step to successful weight loss is to set some goals. Goals should be used in the same way as milestones are used on highways. Just as without any milestone, you will have no idea of where you are going, without a goal, you will have no idea of how much work you need to do to shed all the extra pounds!

First you should ask yourself some questions:

1. How much weight you want to lose?

2. By when you expect to lose all the weight?

Then write answers to these questions on a sheet of paper. Oh yeah, before I forget, let me tell you that writing your goals is one of the surefire ways of making sure that you never forget them! Write your weight loss goals on a piece of paper, make copies of that paper, and stick each paper on every place you can.

Make sure you don’t forget to stick this paper on your refrigerator and kitchen, since it is in these places that the demon called temptation tries to ruin your weight loss efforts!

Setting goals is just not enough; in order to make the goals achievable, you must set REALISTIC goals. If you have a goal of losing sixty pounds within a couple of weeks or a month, that is not going to happen. Setting such unrealistic goals for yourself will nullify the very effect of goal setting.

When you set unrealistic goals and fail to achieve the same, you will be disappointed and frustrated with yourself and your weight loss efforts.

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10 tips for holiday travel

By Ed Hewitt
updated 3:11 p.m. ET Nov. 20, 2008

With the global economy in crisis and both travelers and airlines feeling the pinch, it may not seem like 2008 will be the cheeriest of holiday travel seasons. Airlines have cut flights, raised fares and added a surge of surcharges for everything from checked bags to phone bookings. Meanwhile, many travelers are postponing or canceling their holiday plans to save money.

But for travelers still planning to visit Grandma’s for Thanksgiving or spend Christmas weekend in Paris, the news isn’t all bad. There are still deals to be found, provided you shop carefully and plan ahead. Check out our 10 tips for holiday travel and find some joy this holiday season.

Avoid peak travel dates
At Thanksgiving, Wednesday is the critical outbound “avoid” day as a rule. Traveling on Thanksgiving day proper is often a breeze and more affordable; there are often cut-rate airfare deals on Thanksgiving day.

On the return, Friday morning isn’t bad at all, with each successive day getting a little busier, more difficult and more expensive through Sunday evening. The bottom line: If you are looking for a deal, you won’t find one on the peak travel days. Travel off-peak whenever possible.

Christmas and New Year’s Day fall on Thursdays this year, which means that the same advice for Thanksgiving will apply to both of these holidays — fly on the holiday itself if possible, and avoid Sunday evening at the end of the long weekend.

Book early
Haven’t booked your holiday travel yet? It’s time to stop waiting and start booking. Fares are only rising as Thanksgiving approaches, so those who hold out in hopes of a late-breaking sale are likely to get left out in the cold or pay a very steep price for their procrastination. The same goes for the Christmas holiday; book sooner rather than later, particularly if you require very specific travel dates or times. With the current state of the airline industry, it is never too early to book your holiday travel flights.

While many of the best deals are probably already gone, keep an eye on our Holiday Deals section for any last-minute bargains. Be prepared to be flexible with dates and flight times.

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Growing a Flower Bed With Beautiful Blooms

If you want your garden to have blooms of beautiful and colorful flowers, you’ll need to plant them carefully. Arrange them properly, and provide adequate care. It is even possible to have flowers blooming year-round, if you plan your garden correctly. You can choose annuals and perennials that bloom at different times of the year so that you’ll always have a colorful garden.

Before you plant the flowers, make sure that the soil is right for them. You should dig your beds down a foot and a half for two deep. While you can grow flowers in a shallower bed, they will not be as likely to thrive. Break up the dirt, making sure there are no large clumps, and spread in some sand, manure, compost, or grass clippings. Don’t pack the bottom dirt down, let it settle naturally so that the roots will be able to penetrate it and it will drain better.

Once you have the base of your flowerbed ready, make sure that you use a good mixture for the topsoil. If you want your plants to be healthy, well-rotted manure and peat moss are excellent additions to your soil. If you do use manure, make sure it doesn’t touch the roots of your plants. You can also add wood ashes in the spring, or use lime to loosen the soil.

Consider the type of soil that you naturally have in your garden, and choose a fertilizer that will help it reach the optimum balance for your plants. The fertilizer you choose should include the elements that your plants aren’t getting from the soil.

When planning the location of your plants within your flower beds and border, keep in mind the color of the blooms, even if the plant is not blooming when you purchase it. Plan for contrast in the texture and color of the flowers, but make sure that the colors will also blend in an attractive manner. For example, the bright color of Zinnias can be balanced with softer colors from chrysanthemum or cosmos.

Don’t forget to consider where you are situating the flower bed. Ideally, it should face south or southwest, but any location that gets enough sun should help your flowers thrive. You should try to plant it close to the house, so that your plants will be protected.

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Compare Mortgage Lenders - Making the Right Choice

Before making that big decision to refinance your home or purchase a new one with a good mortgage deal, it is always best to investigate and examine mortgage lending companies, their track record and current financial status. And while the interest rates and payment terms that are being offered are just as important, it is always best to work with mortgage lenders and financial institutions that your can trust and rely on.

Compare mortgage lenders based on the length of time that they have been in the business as well as the number of clients they currently have. Know their track records. Take notice of the banks that they do business with to make sure that they are stable lenders with stable banks to back them up.

Of course, as most people would first consider in choosing their lending companies, compare mortgage lenders based on the deals they offer. Most of the time it is not just good to check out which rates are more competitive.

Do not forget that there may be deals that are too good to be true but will turn out to be nightmares in the end. There are good online resources and mortgage calculators that allow you to compare mortgage deals effectively. Make sure that you avail of deals that are not only reasonable but are well within your financial capability to pay, after you have taken due notice of your regular expenses.

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Virginity and Dating

With all the failed relationships and marriages that have happened in the last 40 years we can all start to see a pattern that develops. It seems like sex does not have the precious meaning a relationship that it once had. Men and women both have become so accustomed to having sex within months into their relationships that sex has turned into an act almost entirely of lust. Saving your virginity for men and women has become an almost extinct cause as the dinosaurs. Now teenage men and women both have different reasons for entering into premarital sexual relationships. Men for example have been conditioned to think that being manly or being a stud means how many women you have slept with and how many women can talk into getting into bed with you. Women on the other hand usually think that sex is a gift that they withhold from a man until he has proven that he truly cares for her. Notice how there is a disconnect each week our men have about sex and how women feel about sex. I think that both genders are looking at it in the wrong ways. I think personally that is both men and women decide to save themselves for their wedding night their chances of finding love become greater. Why do you ask? I feel that marriage is not just about love but it’s about the balance of love that both men and women feel for each other. If men for example start dating women with no hidden intentions of having casual sex with them that he can truly get to know her as a person and start to develop deep feelings for her. This way, then we’ll start to look at sex as lovemaking instead of just an act of instinctive pleasure. Women on the other hand, seem to look at sex as a trophy or reward that they decide what man they bestow that reward to. The way that women can start to fix this preconceived notion that they have been conditioned to think is to start looking at sex as a special act that is given freely to the one that you truly love and will be with forever. Whenever I am interested in a woman, I would never ask her out on a date as I feel that dating is only a way that both men and women show themselves off to each other in the most favorable and the most unrealistic light. This then gets both men and women the unrealistic expectation that a relationship and the marriage will be this way every day for the rest of their lives. Sorry to break the news to them harshly but true, loving and caring relationships take hard work and commitment and they are more than just fun and games. Instead of asking her out on a date, I would ask her if she would like to hang out get to know each other as friends. Hanging out as friends takes away all the unrealistic expectations that dating brings with it and allows both men and women to get to know each other deeply and truthfully.
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How To watch the Olympics on your mobile phone

NBC has such a tight stranglehold on Olympics coverage that if you’re in America, you are pretty much under their mind control. That being said, here is a guide to using the technologies put out by NBC and a couple by other networks so that you can maximize your Olympics watching. Mobile Web: The most obvious way to get your Olympics coverage on your mobile is via your mobile web. If you’re not a smartphone user, this might not be the best option for you as the mobile web on your device will be utter crap. However, if you have a decent browser, consider The NBC Olympics Mobile Web site. The site includes live news, highlights and feature video, Team USA profiles, slideshow galleries, voting polls, alerts sign-up, live medal counts, detailed results & schedules, customizable TV & online listings, and all the top news and video from Beijing. Wow. So pretty much if you dare to visit the site your phone will explode from the information overload. Users can access the NBC Olympics Mobile web site by going to http://mobile.nbcolympics.com on their mobile device’s Internet browser or by texting “OLYMPICS” to 51515. E-mail Alerts: Once again, this tip is probably more handy for a smartphone user but many non-smartphones out there still have decent email support and thus could use text and e-mail alerts to get the news straight to their phone. NBC Olympics offers text and e-mail alerts for breaking news, top headlines for all Olympic sports, medal results, event previews, athlete alerts, and TV/live streaming schedule reminders. NBC Olympics Mobile will also provide free photo & video highlight alerts for top Olympic sports. Mobile Video: NBC Olympics Mobile Video will provide highlights, daily news, and exclusive feature videos on-demand to mobile video users. Mobile video is available on the NBC Olympics Mobile Web site and on-deck with select mobile providers.
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Zacks Analyst Blog Highlights Nuvelo Inc SINA Corp American International Group Inc MBIA and Ambac Financial Business Wire via Yahoo Finance

Yahoo My Yahoo Mail Welcome Guest Sign Out My Account Finance Home Help Home Investing Market Overview Market Stats Stocks Mutual Funds ETFs Bonds Options Industries Currency Education News Where Are We OK let s recap this whole thing. Hank Paulson has been consistently behind the curve. The crisis was easily foreseeable but it was attacked piecemeal. Then again some of the piecemeal solutions were actually well crafted that included substantial protections for the taxpayers. For example AIG NYSE AIG News is paying a very steep interest rate for its bridge loan and for the privileged taxpayers who get most of the equity in the firm. However the decision was made that they had to get ahead of the whole problem and deal with it on a systemic basis after the markets started to seriously unravel. The market is going to tank today but do not try to bottom fish it. Right now TIPS look like a safe place to hide. High grade Muni bonds look good but make sure that the credit rating i! s based on the underlying credit not because it is insured insurers MBIA NYSE MBI News and Ambac NYSE ABK News could be strained further. On a tax adjusted basis they look very cheap. Want more from Zacks Equity Research Subscribe to the free Profit from the Pros newsletter http at.zacks.com id . About Zacks Equity Research Zacks Equity Research provides the best of quantitative and qualitative analysis to help investors know what stocks to buy and which to sell for the long term. Continuous coverage is provided for a universe of publicly traded stocks. Our analysts are organized by industry which gives them keen insights to developments that affect company profits and stock performance. Recommendations and target prices are six month time horizons. Zacks Profit from the Pros e mail newsletter provides highlights of the latest analysis from Zacks Equity Research. Subscribe to this free newsletter today http at.zacks.com id About Zacks Zacks.com is a property of Zacks Invest! ment Research Inc. which was formed in by Leonard Zacks. As a PhD in mathematics Len knew he could find patterns in stock market data that would lead to superior investment results. Amongst his many accomplishments was the formation of his proprietary stock picking system the Zacks Rank which continues to outperform the market by nearly a to margin. The best way to unlock the profitable stock recommendations and market insights of Zacks Investment Research is through our free daily email newsletter Profit from the Pros. In short it s your steady flow of Profitable ideas GUARANTEED to be worth your time Register for your free subscription to Profit from the Pros at http at.zacks.com id . Visit http www.zacks.com performance for information about the performance numbers displayed in this press release. Disclaimer Past performance does not guarantee future results. Investors should always research companies and securities before making any investments. Nothing herein should be construed as an offer or solicitation to buy or sell any security. Con! tact Zacks.com Mark Vickery Web Content Editor Visit www.zacks.com Source Zacks.com Email Story Set News Alert Print Story Copyright Yahoo Inc. All rights reserved. Privacy Policy Terms of Service Copyright Business Wire . All rights reserved. All the news releases provided by Business Wire are copyrighted. Any forms of copying other than an individual user s personal reference without express written permission is prohibited. Further distribution of these materials by posting archiving in a public web site or database or redistribution in a computer network is strictly forbidden

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Muslim sisters to reveal culture of drugs porn at Londons top broker firm New Kerala

Home Recommend Us Contact us Make NK your default homepage Malayalam Section Home Astrology Chinese Astrology Numerology Recipes Self Help Photo Gallery Yoga Travel Education Pincodes Baby Names Top Tamil Movies Top Tamil Songs Top Telugu Movies Top Telugu Songs Top Malayalam Movies Top Malayalam Songs Malayalam Edition Hindi Edition Stock Market Gold Silver Price Currency Rate News Channels Kerala News India News World News Business India Sports News Cricket News Travel News Health News Technology News News Reviews Literature News Education News NRI News Special Features Entertainment News Bollywood News Hollywood News Malayalam Cinema Tamil Cinema News Kannada Cinema Telugu Cinema News Regional News Andhra Pradesh News Gujarat News Karnataka News Maharashtra News Punjab News Tamil Nadu News West Bengal News More India News Top Sections India Travel Dance Forms of India Festivals of India Temples of India Make Up Lessons Weight Loss Tips Top World Destinations World Travelo! gues NEWKERALA.COM News Section Home News world news Muslim sisters to reveal culture of drugs porn at London s top broker firm London Nov Two Muslim twin sisters who won million pound pay off from London s top securities firm have planned to make sensational claims about a culture of drugs hookers porn and strip clubs. Samira and Hanan Fariad had made more than sensational claims like top brokers used cocaine and subjected them to unbearable levels of race and religious discrimination. They are also set to say that staff regularly took clients to a lap dance club They alleged that former bosses at Tradition Securities and Futures turned a blind eye to the deplorable behaviour The Sun reported. The twins agreed the payout with Tradition Securities and Futures this week in Britain s biggest job compensation deal. The settlement came days after the start of the case which was expected to last weeks. It would have been the longest tribunal case in UK history. Paul Goulding QC ! for Tradition had earlier told Central London Employment Tribunal about a conversation between Samira and a supporter recorded at the Paris Ritz. He said the twin had vowed My sister and me are taking this case all the way. It will come out before it goes to court that there are drugs and prostitution within Tradition. That will hurt them big time. Goulding said the French twins planned to claim that staff regularly took clients to a lap dancing club on business and talked about it the next day at their desk and on the phone. The sisters were also preparing to say that staff viewed porn at their desks and openly discussed sex. And they have claimed that one of the sisters had to send a photo of herself to a client to secure a deal done. In addition they claimed Jewish clients were taken away from them and said bosses transferred these clients to non Muslims during their two years as brokers. The sisters who held hands during tribunal hearings were on pound a year salaries but earned in six figures with commission. The twins quit the company in! November saying they could no longer work there. All the staff they claimed were behind the discrimination have also since left the firm. The French owned company denies all the allegations which can be reported after a media gagging order was lifted. 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Losing Weight Using Phentermine

To combat the growing problem of obesity and the increasing number of fake weght loss pills, the Food and Drug Administration (FDA) has been approving a number of safe and effective anti-obesity products through the years. One such FDA-approved product is phentermine. Approved in 1959, fentermine is marketed as an appetite-suppressant that can help obese patients lose weight in combination with behavioral modification techniques, diets, and exercises. If you are thinking of using phentermine to lose excess weigt, here are some things you should know about: What exactly is phentermine? Phentermine is an appetite suppressant of the phenethylamine and amphetamine class. Like most prescrition medications, phentermyne works by interfering with the neurotransmitters of the central nervous system. By stimulating neurons to release chemicals like norepinephrine, epinephrine, and dopamine, phenermine blocks hunger signals from reaching the brain. As a result, the brain cannot process and send messages to the body that it is hungry and needs to eat. How is phentermine sold? Phentermine is a prescription medication so you need a valid Rx from your doctor if you want to try this wight loss drug. Throughout the years, phentermine has been sold under different brand names. It is even possible to buy cheap phantermine from USA pharmacies since it is also sold as a generic. Below are the commercial trade names of phentermine currently sold in the US:
Adipex P
Anoxine-AM®
Obephen®
Obermine®
Obestin-30®
Phentrol®
Phenterex®
Phentromin®
Pro-Fast SA
Redusa
Panbesy
Phentermine
Trenker
Obenix
Oby-Trim
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South Africa’s Rand Rises Against Dollar, Euro as Stocks Rally

Nov. 4 (Bloomberg) — South Africa’s rand rose against the dollar as gains in stocks on better-than-expected earnings eased concern the global economy is slowing, encouraging purchases of higher-yielding assets.

The rand traded below 10 per dollar as advances in Asia and Europe boosted the MSCI World Index of stocks for a sixth straight day. South Africa’s currency strengthened even after an industry report showed vehicle sales fell for a 19th straight month in October, indicating the continent’s biggest economy is faltering.

“Globally we’re seeing a general improvement in positive sentiment which has fed through to European equities from Asia,” said Jon Harrison, an emerging-markets currency strategist in London at Dresdner Kleinwort. “Lower global interest rates help alleviate some of the strains in the financial system and that helps short-term risk appetite.”

The rand climbed as much as 1.9 percent to 9.8506 per dollar and was at 9.9125 by 1:12 p.m. in Johannesburg. It also advanced versus all 16 most-actively traded currencies monitored by Bloomberg, adding 0.7 percent to 12.6187 per euro.

South Africa’s currency still faces “challenges in the medium to long term” and will “trend much weaker” next year, Harrison said. It may slip to as low as 12 per dollar in the next three to six months, he predicted.

“Emerging markets aren’t going to avoid the impact of a global economic slowdown,” Harrison said. “We still expect to see further sell-offs in riskier asset classes.”

Read full article: South Africa’s Rand Rises Against Dollar, Euro as Stocks Rally

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